Best American Express Betting Sites for 2025

Betting Sites That Accept American Express

Current Deals for Amex Betting Sites

Signing up to one of the betting sites that accept Amex guarantees secure and reliable payments every time you deposit. But that’s not all. New users are eligible to claim a welcome bonus just for registering an account. If you’re ready to narrow it down for a quick decision, choose from the following deals.

1. Hard Rock Bet Bet $5 Get $150 In Bonus Bets
2. Caesars Sportbook Up to $1000 First Bet on Caesars
3. BetRivers Up to $250 2nd Chance Bet
4. Bet365 Bet $5 & Get $150 In Bonus Bets
5. Borgata Up to $100 In Bonus Bets

Key Rating Criteria

The rating criteria has been carefully curated to identify the best American Express betting sites based on key factors that matter most to users. These include ease of making deposits, the availability (or lack) of withdrawal options, any associated transaction fees, payment limits, and alternative banking methods. Each of these aspects plays a crucial role in evaluating how user-friendly and efficient a betting site is when it comes to handling American Express transactions. The following criteria will guide you in making an informed choice.

Making Deposits with Amex

Depositing funds into an online sportsbook using American Express is generally quick, secure, and straightforward. A handful of legal U.S. sportsbooks accept Amex for deposits, allowing users to fund their accounts instantly through a familiar and trusted payment method. Funds typically appear in your sportsbook balance within seconds, allowing you to start placing bets right away.

Amex is known for its strong fraud protection and advanced security measures, which can give users added peace of mind when making transactions online. Additionally, using a credit card like Amex can offer added convenience for bettors who prefer to manage their bankroll on credit rather than linking directly to a bank account. While not all sportsbooks accept Amex, those that do offer seamless steps to deposit for cardholders.

Making Withdrawals with Amex

Legal U.S. online sportsbooks typically don’t allow withdrawals via American Express due to a combination of technical and regulatory reasons. American Express has strict internal policies regarding gambling-related transactions and is generally more risk-averse than other card issuers. The company rarely permits funds to be sent back to the card since their credit cards like Amex aren’t designed to receive incoming funds. These are primarily used for spending, not transferring money back to the cardholder.

Sportsbooks must comply with strict anti-money laundering (AML) and know-your-customer (KYC) regulations, and using a method that doesn’t support two-way transactions complicates compliance. To ensure security and regulatory adherence, sportsbooks prefer withdrawal methods such as ACH transfers, PayPal, Venmo, and online banking. These options are faster, more reliable, and fully support both deposits and withdrawals.

Charge Fees

It is important to understand that Amex processes deposit funds into an online sportsbook transactions as cash advances, not regular purchases. This distinction has financial implications for users. While the sportsbook itself won’t charge a deposit fee, American Express imposes a cash advance fee of 5% of the transaction amount or $10—whichever is greater. This means a $200 deposit could result in an immediate $10 fee, on top of any potential interest.

In addition to the upfront fee, cash advances often begin accruing interest immediately, typically at a higher APR than standard purchases—sometimes exceeding 25%, with no grace period. This can make deposits via Amex significantly more expensive if the balance isn’t paid off quickly. Because of these extra costs, it may be better to avoid cash advance classification and find more cost-effective ways to fund a sportsbook account.

Deposit and Withdrawal Limits

The deposit conditions are largely dependent upon the online sportsbook that accepts American Express as a payment option. The main takeaway from the comparison table below is that transactions are instant across all sportsbooks. Deposits start from as low as $10, which is the common amount required to claim a sportsbook promotion.

When it comes to withdrawals, online sportsbooks will not allow American Express to be used to take funds from an account. This is the same policy across all legal US betting sites. If an online sportsbook does advertise that they support this as a withdrawal option, it is a red flag and should be avoided.

American Express Alternatives

There are alternative sports betting payment methods which can offer the option to both deposit and withdraw funds from your sportsbook account. The listed payment methods can offer faster speed and flexibility in comparison to Amex. They could also help you avoid any charge fees.

• Mastercard

  Betting Options

• PayPal

  Betting Options

• Visa

  Betting Options

• Venmo

  Betting Options

How to Make Deposits With American Express

It’s easy to make fast and convenient deposits into your betting account using Amex. The whole process should take less than a minute – just enter your name, address, and email, and create a password. Verify your account and follow the steps below if you want to learn how to deposit at an online sportsbook with American Express.

1. Log into your player’s account.
2. Visit the dedicated payments page.
3. Choose Amex as your payment method by clicking on its logo.
4. Enter the deposit amount you want to transfer.
5. Type in your credentials – card number, expiry dare, and CVV2 code.
6. Confirm and wait until the transaction proceeds.
7. Select a sports event to bet on.

Once the transaction is completed, it will take up to several minutes for the amount to show in your account’s balance. If that doesn’t happen, try to log out and then log in again. Most of sportsbooks offer 24/7customer support should any issues occur.

American Express Company Information

American Express was founded in 1850 in Buffalo, New York, and started as an express courier business. By the end of the 19th century, the company had already introduced several financial products and travel services that improved their clients’ everyday lives. In 1958, American Express was among the first to introduce credit cards, offering the public an innovative and convenient payment method.

Then, in 1966, they launched the Charge Card in the US and Canada, which was purposed to serve as a payment method for traveling and entertainment. The 70s brought the service of the corporate cards program, while in the 80s, American Express had already reached Europe and South America.

In 1995, American Express launched the Membership Rewards program, originally named Membership Miles. Today, it is still one of the most popular rewards programs worldwide – you can accumulate points and pay with them at chosen partners’ websites, in-store locations, hotels, restaurants, and more. Customers of Amex can also redeem their points for gift cards.

American Express also launched a mobile app in 2013, making managing accounts, checking balances, and paying bills easier. Another strong sector of the company is the business cards and services. Small business cards, corporate cards, and solutions for startups are available.

American Express Betting: Pros and Cons

As one of the world’s largest payment processors and card issuers, there is no question that using Amex will ensure secure transactions to your sportsbook account. And there are some great overall benefits of using the service. But it must be mentioned that there are drawbacks when using this payment method, such as the lack of option to withdraw funds. The company also charges cash advance fees for each deposit, which will add up over time.

Problem Gambling Help

Playing at betting sites that accept American Express may become addictive for some people, which is why we remind you to gamble responsibly. The line between entertaining yourself with sports betting and developing an addiction is thin. Symptoms include depression, deprived sleep, and anxiety, so always keep track of your betting habits.

You should always stick to responsible gambling practices and select operators that respect them. At the chosen betting platform, you should have access to self-exclusion programs, time management tools, and deposit limits. All the featured betting sites here collaborate with organizations like Gamblers Anonymous and GambleAware, so don’t hesitate to contact them when in doubt.

Verdict – Use Amex for Secure and Instant Deposits

Though the deposit fees may turn off certain bettors, the opportunity to deposit with Amex securely and instantly is a massive positive for most. The added benefit of increasing rewards points is also something to consider. Whatever your reason for using American Express, you can be confident that the sportsbooks mentioned on this page will not only accept American Express, but they’re legal and safe to use.

Nathan is a betting analyst who specializes in DFS and social betting. He loves nothing more than providing expert-level content and helping others add value to their slips. If you want to find the edge against sportsbooks and increase your skill as a bettor, check out his work.

Nathan Whelan, Betting Analyst

FAQ

Do online sportsbooks accept American Express?

A number of sportsbooks do allow deposits to be made using. Certain brands also provide improved conditions for those who choose to use this banking service, which are highlighted in our rankings of American Express friendly betting sites.

Does American Express charge a fee when depositing to a betting account?

There are fees associated with using American Express to make deposits, but these do not come from the sportsbook itself. The Amex credit transfer fees that apply for betting account deposits can range between 3% - 5%. There are also interest applied to these transfers which can be at high rates.

Do winnings cash out instantly with AMEX?

No, you can't receive your winnings instantly with AMEX. The reason for that is that none of the gambling operators in the US accept it as a withdrawal method. Alternatively, you can choose another type of withdrawal method such as debit card, e-wallet, or online bank transfer. However, paying at a betting site with American Express is still possible, and all deposits are processed instantly.

How can I make a deposit to my betting account with American Express?

You will be surprised to learn how easy it is to deposit at sportsbooks that take American Express. All you need to do is make a registration and have your debit or credit card with you. Then, log into your account, visit the cashier page, choose AMEX’s logo, and follow the steps.

Why can't I withdraw money from my betting account using American Express?

U.S. sportsbooks don’t support American Express for withdrawals due to strict gambling policies, inability to receive funds, compliance risks, and preference for safer, two-way methods like PayPal or bank transfers.